Frequently Asked Questions

Zoe is a vetted marketplace that connects individuals seeking service, stewardship, and solutions with the most qualified advisors in the country. Our advisors sit on your side of the table. We rigorously vet and background check every advisor that applies to join our network, so that you are only working with the nation’s top fiduciary advisors. 

We are client-first, with a mission to accelerate your wealth by demystifying an archaic wealth management industry. Most advisors provide cookie-cutter financial plans, push high-fee products and sell insurance that earn them kickbacks and commissions. Even worse, these advisors prey on the mass affluent (250k-$10m in assets). 

Schedule a complimentary consultation here. Let’s start on your way to wealth.

Zoe Certified Advisors go through a rigorous due diligence process in order to join the network. Our network admits only premier financial planners and trusted financial advisors.

All advisors have a CFP, CFA, or CPA certification, are accredited independent advisors, have a minimum of 5 years of experience, and have no association with broker-dealers.

Most advisors out there are brokers, and only need to recommend what’s “suitable” for you and your family, not what’s “best”. This is a minor, but over the long run can have a massive impact on your ability to create long-term wealth.

Imagine a scenario where an advisor is choosing between 2 mutual fund options. 

Option 1 has higher client fees, and also cuts the advisor a $20,000 check once you invest. 

While Option 2 is a low-cost, tax efficient fund with low client fees, but doesn’t pay any commissions to the advisor. 

The way we vet our advisors, they are legally unable to recommend Option 1 to you. They have to work in your best interest. Here at Zoe, we think that’s just common sense.  

You deserve better. Previously, a great independent financial advisor was reserved to only the ultra-wealthy. Zoe changes that. Why not interview from a select group of advisors who lead with actual financial planning, specialize in working with families just like yours, provide transparent fees and honest services, and actually deliver value and peace of mind.

Throughout the process, Zoe closely examines their investment and planning process, their operations, technology, and even the financial products they recommend.

Long story, short: we take our vetting process seriously!

The financial advisors in our network are located in all 50 states. Most Zoe Advisors also work remotely and digitally, regardless of your location.

The difference between Zoe and other wealth management platforms is that we focus on quality over quantity.

Zoe’s matching process begins with an extensive review of your financial goals and ends with you receiving a curated selection of advisors just for you.

Through innovative technology, we take the guesswork out of finding you the perfect match. We also have a dedicated Client Service team here at Zoe standing by to give you tailored recommendations and support you throughout this process.

If you’re not satisfied with the advisor you’ve hired through Zoe, we will refund all advisor fees back to you.

We put a lot of work into making sure we only admit trusted wealth planners into our network. This is why we are confident in the quality of the service you will receive.  Terms and conditions apply.